i am so dissappointed i will be losing the monthly benifit of knowing what my fico was with wamu. I was so lucky to know if something free annual credit reports Erie happened to my credit score!
CHASE should be offering us what we had before/now becuase WE DIDNT SCREW UP AND CAUSE THEM TO BUY WAMU!
possibly if we complain enough we will be able to make some waves with chase Im so glad that I just refinance my house and took out a bit extra to free annual credit reports Erie pay off WaMu!!!! Ive also been looking free annual credit reports Erie for another card that offers the free FICO Score updates. I wish WaMu would have asked their customers before selling to free annual credit reports Erie Chase. Since were on the subject of Credit Cards, watch for letters in the mail regarding your other cards. I have had 3 Credit Card Companies jump up interest rates in the last 2 months. One company (Capital One) even jumped my free annual credit reports Erie interest rate up by 4% even though free annual credit reports Erie I havent been late on payments!
Also If you are trying to raise your credit free annual credit reports Erie score dont close your account! Your credit score is greatly affected by the length of time youve had credit. So, just having the account open helps to raise free annual credit reports Erie your score even if you dont use it! credit check monitoring (Suze Orman said this on one of her shows and she is correct!) The Washington Mutual (WaMu) scores are being free annual credit reports Erie discontinued by Chase (which now owns Washington Mutual). Thanks for mentioning the interest rate free annual credit reports Erie increases Jean D. Also, credit card companies are reducing the credit lines on accounts will also adversely impact FICO scores. On cards where Ive had thousands of dollars of credit, now that theyve been reduced down to their balances it gives the appearance that Im maxed out my credit on these cards. I had been working hard to pay on these accounts which was slowly improving my FICO score so I could buy a home. Just cancelled free annual credit reports Erie my providian/wamu/chase card (19 years) because no compromise was offered to continu the fico free annual credit reports Erie service.
cancelling that card lowers your FICO free annual credit reports Erie score because it decreases not only your over all available credit, but also the credit history associated with that card..nice work ariejust leave the no annual fee cards open and use them once or twice a year for small amounts is the best thing to do WAMU used to be free. credit check report A couple weeks ago I free annual credit reports Erie called them since I never received a new credit card when they switched over from Washington Mutual. Unbeknownst to me, I was told my account was closed!
I have a $3K balance and had available credit of $13K. I have not charged free annual credit reports Erie on this card for at least seven years as the balance was much higher free annual credit reports Erie and I have been consistently paying at least the minimum due, sometimes more, on time, every month for the past 7 10 years. The reason the same as the other credit card companies. A recent free annual credit reports Erie review was done and due to your credit historyblah, blah, blah. I told him free annual credit reports Erie my credit history was right in front free annual credit reports Erie of him which showed Ive consistently paid free annual credit reports Erie on my account since the beginning of time and havent even used my card for several years. I asked when I was going to be notified and was told a letter would be sent in the next 5 days which was more like 15.
I think its criminal for them to just close out an account or lower credit limits to your account balance amount so by appearances you looked like youre maxed out. Now my FICO, that I had been working hard to improve, free annual credit reports Erie looks worse than it ever has. credit and report
I dont only hate Chase, I hate Citibank and B of A as well! Thank you for allowing me to release all that frustration. Jeanette, I feel your painI too just had my card cancelled without my knowledge. Called to activate the new card they sent me, and found out free annual credit reports Erie my account was CLOSED!! I did however use it to transfer balances getting a deal rate for 6+ months to get principal down. Now with the caps removed free annual credit reports Erie on almost all cards and the % for transferring money upits really not worth it.
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